Insurance

Tools for Sustainable Insurance Practices

Catastrophe Exposure. Transition Risk. Portfolio ESG. Regulatory Disclosures.

Trusted by Leading Companies across the Globe

StepChange is the preferred Operational Emissions solution for climate-driven enterprises.

Physical Risk Intelligence

Assess hazard damage distributions at asset / location level to quantify damage and downtime in order to inform underwriting strategies.

Portfolio
Emissions

Measure and manage PCAF-aligned insurance-associated emissions, set targets and monitor performance against decarbonization plans.

Transition Risk & Scenario Testing

Model policy, market and technology shifts on invested assets using NGFS scenarios to drive long-term investment strategies.

Loss‑Cost
Insight

Aggregate loss data to identify accumulations and vulnerable classes in order to stress test insurance products and refine risk appetites.

Assimilate Disorganized Data

Ingest data across investment books, insured assets, and partner networks — structured for ESG and climate analysis.

Manage Insurance-Associated Emissions

Analyze PCAF-aligned insurance-associated emissions relative to internal and external benchmarks.

Assess Climate Risk Exposure

Identify systemic physical risks across health, property and life insurance portfolios.

Drive ORSA & Regulatory Readiness

Generate climate‑related financial risk disclosures with clear assumptions and audit trails.

Innovate on Novel Products

Design resilience‑linked covers and parametric products informed by strategic risk analytics.

Single Source of Truth for
Global Compliance