
The Complete Climate Solution for Financial Institutions
Leading financial institutions are using the StepChange platform to measure their emissions and decarbonize their portfolios.
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PCAF, GRI, ISSB & SASB Accredited & Liscenced

Developed by Climate Scientists from MIT, Harvard, & Standford

Data security certified: GDPR, SOC 2, ISO compliant.
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Enterprise-Grade Climate Tools for the Financial Sector
StepChange is an accredited partner in the PCAF program, offering financial institutions a comprehensive solution to address their financed emissions challenges.

Trusted by leading financial institutions
Data Quality Scores for Effective Emissions Measurement
High
5-10% error margin in estimations
Score 1
Score 2
Audited GHG emissions data or actual primary energy data sources
Non-audited GHG emissions data or other primary data sources
Score 3
Averaged data that is peer/(sub)-sector specific
Score 4
Proxy Data on the basis of region or country
40-50% error margin in estimations
Low
Score 5
Estimated Data with very limited support

Data Quality Score
Data quality scoring adapts to your progress. Start with estimates, then build towards gathering audited data as your infrastructure matures.
Source: PCAF
Measuring Financed Emissions: The PCAF Approach
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Measure GHG Emissions per loan/investment
Scope 1, 2 & 3 emissions per loan & investment (borrower's & investee's emissions in tCO2e)
Calculate your share of emissions
Attributed emissions per borrower/per investee (financed emissions in tCO2e)
Calculate Emission Intensity
∑ financed emissions
∑ total attributed activity
(tCO2e/m2, tCO2e/kWh, tCO2e/tonne products)
Baseline for Science-Based Targets
Current emission intensity is the baseline for an emissions-based SBT
Asset Classes

Listed Equity & Corporate Bonds

Business Loans & Unlisted Equity

Project Finance

Commercial Real Estate

Mortgage

Motor Vehicles Loan

Sovereign Bonds
StepChange Advantage

Flexible Emissions Calculations
Calculate Scope 1, 2, and 3 emissions across all asset classes and sectors within your portfolio, adhering to PCAF methodologies.

Carbon Intensity Analysis
Identify high-impact sectors and asset classes through carbon intensity analysis across various product categories, enabling targeted emissions reduction strategies.

Regulatory Compliance & Reporting
Streamline the compliance processes and align with evolving regulatory requirements, generating high-quality, auditable reports.

Customized Reduction Roadmaps
Develop customized reduction roadmaps for your portfolio clients, outlining actionable steps to achieve decarbonization goals.
​Work with StepChange to Develop Your Decarbonization Roadmap
​Reducing Emissions, Managing Risk: Comprehensive Solutions
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